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Hot News  12/05/2013

HOMEBUYER ALERT! Financing Guidelines are changing Jan 1st!

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The Federal Housing Administration (FHA) has announced that the following changes will be made on January 1, 2014, to tighten the agency's lending requirements for new home financing. THIS MEANS THAT YOU COULD VERY WELL QUALIFY TODAY FOR A LOAN, however after January 1st you may not.

   1)     Tighter Lending standards and Higher seller costs passed on to home buyers

   2)     Increased monthly payments for home owners

The new higher seller costs and increased mortgage costs are expected significantly raise the cost of an FHA mortgage after January 1, 2014.

Act Now To Save Thousands!  To beat this increase, you need to have the following ASAP:

      -         Land Under Contract

      -         Home Under Contract

      -         FHA Case Number Assigned

 If you are ready to buy your new home, waiting even another week could cost you tens of thousands of dollars.

 Give Russell or James a call at (866) 211-8663 and let's get you in your new home before the price increases begin!

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Ever Been Turned Down for a Home?

Been turned down for a new home lately?

Do you have low or challenged credit? If so, we have information on financing options that may help certain customers qualify with larger down payments*.

Find Your Credit Score & Your Down Payment and Call Us!

  • Under 575 - 35% 
  • 576-599 - 10%
  • 600 plus - 5% 

Call us today at (800)431-0770 for more information on lenders and programs to assist low or challenged credit scores!

*Low and Challenged Credit Score programs offered by outside lenders. Some program qualifications apply. Contact us for lender and program information.

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