More About CountryPlace Mortgage
CountryPlace Mortgage is owned and operated by Palm Harbor Homes. We exist to provide Palm Harbor customers with the best manufactured and modular home mortgage programs available. CountryPlace Mortgage has designed our programs to make your home buying experience extremely simple. Our goal is to completely satisfy each and every customer so they'll recommend CountryPlace Mortgage to friends and family.
Home Only Chattel Programs:
Since we began in 1996, CountryPlace Mortgage's chattel or home only loans have been popular with thousands of homeowners nationwide.
What is a chattel loan? The term "chattel loan" simply means that your home is titled as personal property, not as real estate. What does that mean to you? It means you can finance your factory-built manufactured home by itself without a lien tied to your land. You don't own land? No problem. Your local Palm Harbor location is an expert on local land availability and has information on some great communities for your new home.
What to bring in with you:
The 4 things listed below are the minimum requirements you will need with you when you apply to be approved for your new home:
- A valid drivers license
- A valid Social Security card
- Verification of your income
- Verification of your down payment
There may be additional loan requirements, based on your individual credit profile.
Be sure to ask your Palm Harbor home professional for more information about making your new home purchase easier with a CountryPlace mortgage.
Land Home Modular and Manufactured Home Mortgage Programs
If you own your own land and want to finance your improvements or combine your land with your home for one low monthly payment, CountryPlace has a wide variety of programs to meet your needs. Be sure to ask a Palm Harbor housing consultant for more details on our Land Home programs.
