Modular and Manufactured Home Insurance

Standard Casualty Company has been protecting homeowners and their investment in factory-built homes for over 40 years. We are rated "Excellent" by AM Best, an independent organization that rates insurance companies. As a modular and manufactured home insurance specialist, we offer several comprehensive protection plans with multi-coverage endorsements for your home. Because we believe your peace of mind is priceless, our rates for protecting your home investment are affordable and competitive.

Our physical damage protection coverage insures your home against direct, sudden and accidental loss or damage including fire, earthquake and flood. We also offer liability coverage that protects you from liability claims.

Physical Damage Coverage

Standard Casualty's physical damage coverage protects your home against direct, sudden and accidental loss or damage. We offer physical damage protection coverage for damages caused by the following events:

• Earthquake
• Flood
• Water damage from bursting pipes
• Hail
• Windstorms
• Theft or attempted theft
• Fire
• Vandalism
• Damage to tie down anchoring systems
• Explosion
• Lightning
• Falling objects
• Glass breakage

Liability Coverage

As a homeowner, you may be held legally responsible for accidents that happen to someone else on your property. If you choose our optional liability coverage, you will be protected from losses resulting from such personal liability claims. For example, if someone is injured on your property, you could be held responsible for doctor and hospital bills, loss of pay or damages for pain and suffering. This optional liability coverage will provide you protection from these claims as well as legal fees and other associated costs.

Coverage You Can Count On

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