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Internet Privacy Statements

I. Our Commitment to Your Privacy

Palm Harbor Homes, Inc. ("Palm Harbor Homes") respects the privacy of every individual visiting http://www.palmharbor.com (the "Web Site"), and recognizes that protecting the privacy and security of the Nonpublic personal information we collect about you is an important responsibility. You will find a link to this notice at the bottom of our homepage and on every page within the Web Site. By visiting http://www.palmharbor.com, you agree and accept the practices described in this Privacy Policy, and all applicable laws. The terms in this Privacy Policy are subject to change without notice. By using the Web Site, you expressly consent to our collection, use, storage and disclosure of your information and data as described in this Privacy Policy.

II. Kinds of Information Collected by Us

"Nonpublic personal information" is the nonpublic information about you that is obtained by us in connection with providing you information on some of our products and services. We may collect Nonpublic personal information from you when you visit the Web Site.

In general, you can visit our Web Site without telling us who you are or revealing any information about yourself. Our Web servers may collect anonymous, aggregated information such as when you visited our site, how long you stayed, where you went while you were here and if you linked here from another site. Palm Harbor Homes aggregates such information to measure the use of our Web Site and to improve its content.

We may also collect certain information about you, such as your IP (Internet Protocol) addresses, domain name, links you clicked on to reach the Web Site, and information regarding your operating system and browser when you browse the Web Site.

We may collect Nonpublic personal information from you, only if you provide the information to us voluntarily. The Web Sites provide several opportunities for users to provide personal information about themselves to help us provide our users with better service. For example, we collect information about you when you send us a request for more information about the products, services, and information listed on a Palm Harbor Homes Web site. We may collect financial information when you use any of the tools on our Web Site to help you determine or calculate your mortgage. We also collect information about you when you send an e-mail to our webmaster, so that we may respond to your message. We collect no personally identifying information about you except when you specifically and knowingly provide it.

III. How we Use and Disclose your information

Generally, we do not disclose your Nonpublic personal information to third parties. However, we may disclose aggregated information without your permission. Further, we may use and disclose your information both internally and externally, including without limitation, as described herein.

We will not sell your information to any other company however, you should be aware that Palm Harbor Homes may use this information that you supply about yourself for promotional or marketing purposes.

We will not disclose any Nonpublic personal information about our current or former customers or consumers to anyone, except as permitted or required by law, or as described below.

We may disclose all of the information we collect about you to our affiliates and to nonaffiliated third-parties that perform services on our behalf, including, but not limited to, marketing services, or other financial institutions with whom we have joint marketing agreements.

If we collect Nonpublic personal information from you to provide third-party financial products and services requested by you, such third-party's use of your personal information will be subject to their privacy policy as disclosed to you by them.

We sometimes engage third parties, such as contractors, to provide certain operational services to us or on our behalf. We may share your information with those third parties on a "need to know" basis. In addition, we may enter into certain marketing relationships with third parties to provide you with a better service. We may share some of your Nonpublic personal information with those parties. However, you are under no obligation to respond to any requests from those third parties.

IV. How you can "Opt-Out," Access, Update, or Delete Your information

You can see, review and change your information by sending a request to our webmaster at webmaster@palmharbor.com. At any time, you may request us to delete your information by sending us an email at webmaster@palmharbor.com. Although, we will make every effort to delete your information from our databases, and inform third-parties to whom we have provided a link on the Web Site to do the same, we may need to retain your information in our archives and records in order to comply with law, resolve disputes, troubleshoot problems, assist with any investigations, enforce our Terms and Conditions and other policies, and take other actions otherwise permitted by law.

V. How we Protect your information

We have procedures in place that limit access to Nonpublic personal information to those employees and other individuals who need to know such information to provide products and services to you. We will maintain physical, electronic, and procedural safeguards to protect the confidentiality of your Nonpublic personal information as required by law. However, such precautions do not guarantee the absolute safety of your data, and Palm Harbor Homes makes no guarantees, warranties or representation that your information is protected from viruses and other security attacks. Further, while Palm Harbor Homes follows appropriate procedures to ensure that third parties will keep your information secure, Palm Harbor Homes cannot make any guarantees with respect to the actions or policies of such third parties.

VI. Links on our Web Site

Our privacy policies apply only to your use of the Web site. The Web Site contains links to other sites, including sites on which you will find our logo, or sites for which we are sponsors. We are not responsible for the privacy practices of those sites, even if they bear our logo and name. Links to other sites do not imply an endorsement of the materials or policies on those Web Sites. You should read the privacy policies of each site you visit to determine what information that site may be collecting about you.

VII. How we Protect the Privacy of Children

The Children's Online Privacy Protection Program took effect on April 21, 2000 and pertains to Web Sites directed towards children under 13 years of age. Palm Harbor Homes does not knowingly collect information on any person under 13 years of age. Therefore, if you are under 13 years of age, you may not search our Web Site, or use any of our services. By using the Web Site, you represent that you are not under 13 years of age.

VIII. Use of Cookies

When you visit our Web sites, Palm Harbor Homes places a "cookie" in the browser files of your computer. A "cookie" is a file that tracks what you do on a Palm Harbor Homes Web site. Our "cookie" does not collect any personally identifying information about you. We use the information it collects for administrative purposes and to understand how visitors use our site. The majority of Web browsers accept cookies, but the "help" menu on your browser should give you options for preventing, accepting, or receiving notice of new cookies. However, please be aware that if you block cookies, some Web site functionality may be lost. You consent to the placement of cookies on your hard drive when you visit the Web Site.

IX. General

Users should be aware that Palm Harbor Homes has no control over any information that users may disclose to other users of a Palm Harbor Homes Web site. Please notify Palm Harbor Homes immediately if you discover that any user of a Palm Harbor Homes Web site is improperly collecting or using personally identifying information of users of the Palm Harbor Homes Web sites.

We know that online security is a serious matter. At Palm Harbor Homes, we consider your online security an important factor of our commitment to overall customer satisfaction. For additional information on your privacy rights concerning data collected by Web sites, refer to the Federal Trade Commission's How to Protect Your Privacy pamphlet.

This Privacy Policy will be updated periodically and posted on the Web Site. It applies to the online practices of Palm Harbor Homes and its divisions. References to "Palm Harbor Homes", "we", "us" and "our" are references to Palm Harbor Homes, Inc., and its divisions and affiliates. We reserve the right to change or update this Privacy Policy at any time, without notice, by posting revisions on the Web Site. You agree to review the Privacy Policy each time you use the Web Site so that you are aware of any modifications. By accessing or using the Web Site, you agree to be bound by all of the terms and conditions of this Privacy Policy as posted at the time of your access or use.

This Privacy Policy is incorporated by reference in and is a part of the Terms of Use agreement. If you have any questions or comments about this Privacy Policy please contact Palm Harbor Homes's webmaster at webmaster@palmharbor.com or you can reach us by regular mail at:

Palm Harbor Homes, Inc.
Palm Harbor Villages, Inc.
15301 Spectrum Dr., Suite 500
Addison, Texas 75001

This Privacy Policy was last updated on August 22, 2012.

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